Fraud Protection

Fraud Prevention Tools

MANAGING FUNDS & FRAUD PROTECTION SOLUTIONS

• ACH Block & Filter - help protect your account from unauthorized electronic debits.  With this service, you can set your account to block all debits or set your account to filter a designated list of approved debits. 
• Positive Pay - Our Positive Pay system for checks is available through our Business Online Banking system and helps detect check fraud.

Why Business Fraud Protection?

More than ever, it is critical to protect your company funds from financial fraud.  Check fraud along with ACH fraud are major financial crimes costing billions each year.  With advancements in in expensive PC and desktop publishing software, the problem is increasing.  Positive Pay helps prevent check fraud by means of a digital confirmation of checks presented for payment.  When used together with a highly secure check, Positive Pay can dramatically cut fraud losses.

What Fraud Protection Tools are available?

Positive Pay (Checks)

Positive Pay is an automated fraud detection tool that matches the account number, check number and dollar amount of each check presented for payment against a list of checks authorized and issued by your company. Items not matching your list will be flagged as an exception item. When used together with a highly secure check, Positive Pay can dramatically cut fraud losses. Our Positive Pay system is available through our Business online banking system. 

ACH Block or ACH Fraud Filter (electronic debits)